Senior Product Owner at Callsign, responsible for Authentication and Digital Identity strategy. Working closely with Mobile Network Operators, Banks, Government and Police to enhance identity capabilities and protect our customers from the bad guys. Proud to be part of Callsign’s mission – to seamlessly power the identification of every web, mobile and physical interaction. Previously to Callsign, Ryan managed Mobile Banking Fraud at the UK’s largest online Financial Institution – Lloyds Bank, with responsibility for mobile fraud & loss prevention, as well as the banks mobile authentication strategy. In this role, he was focused on ensuring a frictionless customer journey, while keeping consumers safe and secure online. Prior to that, Ryan spent 4 years in Digital Fraud & Security group and 2 years in Corporate Banking.